Pacific Union does not charge handling fees for withdrawals. However, some of gateways may incur withdrawal handling fees which will be borne by client. In addition, Pacific Union will reimburse the bank handling fee charged for ONE International Bank Transfer withdrawal per month. Additional International Bank Transfer withdrawals within the month will incur a bank handling fee of 20 account currency. Moreover, if the withdrawal amount is less than 100 account currency, the bank will charge a 20 account currency as handling fees (JPY&HKD account currency should base on USD equivalent) . ONLY 20 units account currency will be charged as a bank handling fee if it is your non-first time withdraw via International Bank Transfer of the month with less than 100 account currency withdrawal. Please pay attention to the conditions when applying withdrawals.